
A new lease on life...
Habitat for Humanity Monterey County selects families who live in substandard or overcrowded housing and whose income is between 30 and 70 percent of our regional median income, placing the focus on families who would have very little chance of becoming homeowners without Habitat. Habitat families are selected based on need for housing, ability to pay the mortgage, and willingness to partner with Habitat to build houses.
Our families take great pride in their homes. The families' success
as homeowners can be measured in many ways. One can see it in the
good care they take of their homes. Children's grades and personal
expectations for their own lives often improve when they move from
a substandard, crowded or highcrime situation into a simple, decent
affordable home. Partner families gain not only equity, but also personal
confidence and satisfaction from helping to build a house and then
becoming proud homeowners.
You can download a PDF version of our questionnaire here.
Please print and send to:
Habitat for Humanity,
Monterey County
P.O. Box 742
Seaside, CA 93955
If you have difficulty viewing the file, you can download the latest
version of Adobe Acrobat Reader here
(for free).
Selection Guidelines
- We do not descriminate against any person because of race, color, religion, sex, handicap, family status, or national origin
- The family must be a first-time homebuyer
- The family must meet Habitat's current income guidelines
- The family cannot qualify for conventional real estate financing
- The family must show a history of steady income and an ability to repay the loan
- The applicant, co-applicant, and additional wage earners must be permanent residents or citizens of the United States
- Families are not selected until the property has been secured
- The families will be selected from within Monterey County
- At least 500 hours of "sweat equity" in building the home is required by each family, as well as the willingness and ability to maintain the home properly
Income Guidelines
Annual family income cannot exceed California State HUD limits for “very low” (50%) or “low” (80%) percentages of Monterey County Average Income for 2009:
3 Persons $30,300 - $48,450
4 Persons $33,650 - $53,850
5 Persons $36,350 - $58,150
6 Persons $39,050 - $62,450
In addition, families should have a reliable source of monthly income approximately four times the expected Habitat house payment. Based on our current construction cost estimates, family monthly income should be at least $3,700 - $4,300. Annual family income should be at least $44,400 - $51,600.
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